Hello, I am writing from Tucson, Arizona and I have 2 teenage sons (16 & 17) that both live in Wayne County, Michigan (near Detroit). The boys live with my ex-husband and he wont let them get their driver’s license because he claims ‘his insurance rates will go up’. ???is this true???? (I have a 21 year old daughter and when she was 16 with her driver’s license I just excluded her from my insurance with one company and when I switched to another company, I just ommitted telling them I had a teenage driver. Does anyone know who this works in Michigan, Harper Woods, Michigan, I believe he has just a local company with no-fault insurance, state basic minimim insurance. ???Or if the boys do have to get their own insurance when they do get their own car, does anybody know the best rates for new teenage drivers with a good record????
thanks

When my two daughters got their license, my insurance more than doubled. Be glad your daughter never had an accident or your policy would have been voided and the accident not covered. The price hike CAN be mitigated somewhat if the kids have taken drivers ed and your kids have at least a B average in school, along with a multi-car discount. Some companies will discount another 10% by having your homeowners policy with them as well as your auto insurance…Good Luck!

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